About Employee Benefits
The purpose of this page is to provide a brief description of benefits available to current and prospective City of Takoma Park employees. Use the list below to jump to a particular section.
- Eligibility Requirements
- Medical Insurance
- Dental Insurance
- Vision Service Plan
- Life Accidental Death, Dismemberment and Long-Term Disability Insurance
- Supplemental Insurance
- State of Maryland Retirement
- Takoma Park Police Retirement
- 457 Deferred Compensation Plan
- Section 125 Premium Conversion Plan
- Flexible Spending Accounts (FSA)
- HIPAA Release of Protected Health Information
- Tuition Reimbursement
- Employee Assistance Program
- Direct Deposit
- Montgomery County Employees Federal Credit Union
New regular full-time employees, or regular part-time employees who work twenty (20) hours or more, may enroll in the medical, dental and vision plans effective with the date of hire, unless otherwise noted.
Employees may chose from the UnitedHealthcare HMO Choice Plan or the Choice Plus Plan.
Employees may choose between two UnitedHealthcare PPO dental plans.
Employees are offered an additional vision plan. (The UnitedHealthcare medical plan includes a routine eye exam.)
Enrollment in these plans is automatic and premiums are paid entirely by the City of Takoma Park.
Employees are offered additional insurance for: Disability, Accident, Cancer, Universal Life and Term Life Insurance on a voluntary basis. Enrollment in these plans is voluntary and premiums are paid entirely by the employee.
All benefit-eligible employees (except sworn officers) are automatically enrolled in this plan. Employees are required to contribute 7% of their earnable compensation to the retirement system.
All Takoma Park sworn officers are automatically enrolled in this plan. Sworn officers are required to contribute 7% of their earnable compensation to the retirement system.
The City of Takoma Park sponsors a 457 Retirement Plan through I.C.M.A. with a loan program. Employees contribute to this plan unless otherwise noted.
To help reduce your benefit costs, City of Takoma Park sponsors a Section 125 Plan. This plan allows you to use pre-tax dollars to pay for any required contributions to medical coverage.
The Medical Care Flexible Spending Accounts (FSA) helps you cover those medically necessary expenses not covered, or only partially covered, by your health, dental and/or vision insurance. The Dependent Care FSA helps you pay for dependent care expenses for a child or elderly adult.
Authorization from employees to allow Human Resources to investigate claim issues on their behalf.
Continuation of group health coverage for employees and dependents losing coverage due to a qualifying event.
Employees are eligible to apply for tuition reimbursement for educational expenses in a job related field. Reimbursement must be pre-approved and will be paid upon receiving a passing grade for course credit up to the per credit cost set forth by the University of Maryland College Park. A maximum of 6 credits will be allowed per college semester. See Personnel Regulation 91-4.
Employees and their family members are eligible to confidentially take advantage of full counseling services through Magellan Employee Assistance Program (EAP) at no cost. Coverage has been extended to employees six (6) months after separating from employment at no cost. You can reach the EAP counselor at 1-800-523-5668 or Hearing Impaired/TTY 1-800-882-7610.
Direct deposit of bi-weekly pay is available for all employees.
Legal Resources provides a unique voluntary employee benefit. It is a legal services plan which enables employees and their dependents to select a highly regarded local law firm to provide legal coverage for a wide range of issues. You choose a law firm from the Legal Resources network and you call them directly. Most services are covered at 100%, meaning the subscriber and their dependents pay no attorney fees and other legal matters are covered at a 25% discount. There are no co-payments, no deductibles and no restrictions on use for all the fully covered services. To learn more about this benefit and see a brief video describing the plan, visit the Legal Resources website at www.legalresourcesplan.com.
Employees and their family members are eligible for membership and to receive all the benefits associated with the Credit Union.