Library Renovations: Updated: November 16, 2023: Note that the construction (hammer) noise is expected to ramp up in the coming days!

The scheduling of demolition and construction timelines are pending weather.

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Maryland Homeowner Assistance Fund


Are you struggling to keep up with your mortgage payments or other housing costs due to financial hardships?

Don’t Wait. Contact a HUD-approved Housing Counseling Agency for assistance.

A HUD-certified housing counselor will review all mortgage relief options based on your specific circumstances and can assist you with finding a solution that works best for you. Counselors will additionally help you understand whether you are eligible for the Maryland Homeowner Assistance Fund (HAF) program and assist with the application process. Learn more about the Homeowner Assistance Fund.

If you are outside Montgomery County, you can also call 1-877-462-7555 to find a state-approved nonprofit agency that can provide individual guidance to homeowners facing foreclosure.

Getting help early can mean saving your home and losing it to foreclosure.


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What is the Maryland Homeowner Assistance Fund?
The Homeowner Assistance Fund was established by the American Rescue Plan Act enacted on March 11, 2021, to help homeowners experiencing financial hardship after January 21, 2020. The Maryland Department of Housing and Community Development will receive $248 million through this program over three years to assist homeowners struggling with their mortgage payments or other housing costs due to the COVID-19 pandemic. The Maryland Homeowner Assistance Fund will leverage and be supplementary to the loss mitigation tools that will be deployed by mortgage servicers.

What kind of assistance is available?
The Maryland Homeowner Assistance Fund will support mortgage relief, weatherization, housing counseling, and legal services.​

What are the eligibility requirements?

  • Eligible financial hardship after January 21, 2020
  • Grant – 100% of AMI; Loan – 150% of AMI
  • Must be a Maryland homeowner
  • Homeowners residing in their primary residence
  • Evidence of the deed of trust
  • Be delinquent and/or in forbearance for more than three months.

For more FAQs, click here.

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